Disclaimer

This disclaimer governs your use of our website.

By using our website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, please do not use our website.

We reserve the right to modify these terms at any time without notice. You should therefore check periodically for changes. By using this site after we post any changes, you agree to accept those changes, whether or not you have reviewed them.

• All materials on this site are protected by copyright and intellectual property laws and are the property of Financial Actuality. Unless stated otherwise, you may access and download the materials located on www.financialactuality.com only for personal, non-commercial use.
• Any comments or remarks regarding financial topics, products or issues are not to be taken as providing financial advice, and are intended as general information only.
• Visitors who use this website and rely on any information do so at their own risk. Although care has been taken to ensure the accuracy, completeness and reliability of the information provided, we assume no responsibility for its accuracy. We are not liable for any loss or damage arising from, or otherwise in connection with, your use of any information provided on www.financialactuality.com. Nor do we assume responsibility for any infringement of third party intellectual property rights which may result from its use.
• Any content posted on this website by members of the public are to be taken as their own views, and unless otherwise specifically stated, are not those of Financial Actuality. We accept no responsibility for any loss or harm incurred by using such information.
• We are not responsible for the contents or reliability of any other websites to which we provide a link and do not necessarily endorse the views expressed within them.
• By sharing any contribution (including any text, photographs, graphics, video or audio) with us you agree to grant us, free of charge, permission to use the material in any way we want (including modifying or deleting it). In order that we can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe any Australian laws and that you have the right to give us permission to use it for the purposes specified above.
• You must not use our website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
• We do not warrant that functions available on this website will be uninterrupted or error free, that defects will be corrected, or that the server that makes it available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.
• The laws of Australia shall govern your use of the site and you hereby agree to submit to the exclusive jurisdiction of the Australian courts.